Will changing banks affect my credit rating?

I have had an account with HSBC since I was a child, but about 4 years ago I switched to Natwest. I'm considering switching back to HSBC because I'm not happy with the overall communication natwest provides. Will this affect my credit rating?Will changing banks affect my credit rating?Do not close the card cause it lower you available credit line. You also can use this service to pre-estimate future scores for different scenarios of credit card payments. - freecreditreport.sinfree.netWill changing banks affect my credit rating?no, if it's a normal savings account then it should'nt. As long as you dont have any outstanding credit card bills or loans with that bank.Will changing banks affect my credit rating?noWill changing banks affect my credit rating?A change of bank will be recorded on your file by the credit reference agencies, and could possibly have some effect on your credit score, depending on the company scoring you. Credit score is not directly related to reference files information but the contents of that file are taken into account when companies rte your credit-worthiness. I would be inclined to think that the situation you quote would probably not have much effect on your credit rating, but only a company offering credit could make this decision.Will changing banks affect my credit rating?No, provided you don't leave the account in arrears/overdrawn, etc, it has no impact at all.Will changing banks affect my credit rating?No. Obviously the longer you are with a bank, the more a company tends to favour you, or rather, it goes in your favour, for example, when you apply for a credit card, store card, loan, etc., you are always asked how long you have been with your current bank, but switching banks won't alter your credit rating.Will changing banks affect my credit rating?It should not affect your credit rating unless you cancel credit cards. If it is just a savings and checking account then it should not affect your credit at all.